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770-993-1005

87 Vickery Street | Roswell, GA 30075

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Charlton & Glover P.C.

Charlton & Glover P.C.

Atlanta Family Law & Divorce Attorney

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    • Patricia S. Glover, Esq.
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The Basic Steps of a Chapter 13 Bankruptcy Case

You are here: Home / Bankruptcy / The Basic Steps of a Chapter 13 Bankruptcy Case

May 20, 2016 by Patty Glover

In deciding to file for Chapter 13 protection, it is necessary to gather all relevant documents, including bills, financial statements, mortgages, loans, and outstanding tax debt. As part of the preparation, it is necessary to list all secured creditors and debt separate from unsecured debt.

chapter 13 bankruptcy in georgiaThe individual who wants to file for bankruptcy must obtain qualified credit and financial counseling before he can proceed to the bankruptcy court. This required credit counseling is a relatively new requirement aimed at providing people with the foundation to take advantage of their improved financial stability after the conclusion of a bankruptcy case, but it does impose significant expense and the investment of additional time.

Once the paperwork is prepared and the case is filed, the automatic stay goes into effect, which means that creditors no longer can contact the debtor directly without filing a petition with the bankruptcy court to lift the stay. These actions are not common in a Chapter 13 bankruptcy case, especially as the plan calls for a repayment of secured creditors.

Chapter 13 Bankruptcy in Georgia

There are many important considerations that a person must review before deciding whether to file for bankruptcy and what type of bankruptcy to pursue. If you live in the Roswell or Alpharetta area, the experienced bankruptcy attorneys at Charlton & Glover can help you get relief from your creditors and file the bankruptcy action that provides the most benefits for your unique situation. Contact us or call us at (770) 993-1005 to schedule an initial consultation.

Category iconBankruptcy,  Chapter 13 Tag iconchapter 13 bankruptcy,  chapter 13 bankruptcy in georgia,  tax attorney nj,  tax lawyers in nj

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770-993-1005

87 Vickery Street
Roswell, GA 30075


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Our Family Law Services

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About Us

Charlton & Glover was founded in 1994 by Martin G. Charlton and Patricia S. Glover, attorneys who have been practicing since 1983 and 1988, respectively. Our experienced attorneys will work one-on-one with you to get the attention you deserve, whether it involves Family Law, Criminal Defense, Wills & Probate, or any other legal issue.

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