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770-993-1005

11175 Cicero Drive, Suite 100 | Alpharetta, GA 30022

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Charlton & Glover P.C.

Charlton & Glover P.C.

Atlanta Family Law & Divorce Attorney

  • Our Firm
    • Martin Grayson Charlton, Esq.
    • Patricia S. Glover, Esq.
  • Bankruptcy Lawyer
    • Chapter 7 Bankruptcy Attorney
    • Chapter 13
  • Wills & Probate
  • Criminal Defense
  • Mediation
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Life After Bankruptcy — Surprising Positive Changes

“I was surprised by the change in my life after bankruptcy!”

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As a bankruptcy attorney, I often hear from my clients that they are glad they decided to file for bankruptcy relief. Some of them admit this feeling to me with an air of surprise and wonder. They did not realize the level of stress and mental strain they were under as they struggled to pay bills they could not afford to pay each month. When they came to my office to discuss a Chapter 7 or Chapter 13 bankruptcy filing, they had no idea that they were taking the first step in relieving the fear, stress, and frustration caused by debt problems. Once they decided to file a bankruptcy case, they immediately felt a sense of relief as they could now see a path to becoming debt free. They were ready to improve their finances and overall well-being.

How Can Filing Bankruptcy Improve Your Life?

Two of the surprising benefits of filing bankruptcy that many people discover are:

 

  • The Benefits of a Fresh Start

In many cases, the cause of your financial problems is outside of your control. Common reasons why someone might need bankruptcy relief include job loss, sudden illness, divorce, accidental injury, the death of a spouse, or failure of a business. You tried everything you could think of to pay your bills. You have struggled for months or even years as you worked to increase your income to cover the debt. However, regardless of how hard you tried, you could not get a break. Every step forward was met with two steps back.

 

Filing for bankruptcy relief gives you a fresh start. In fact, that is the intent of bankruptcy. The bankruptcy process allows a debtor to get back on his feet without the stress and burden of debts he cannot pay. As you know, it can be difficult if not impossible to dig your way out of debt without some assistance. Everyone deserves help, and everyone deserves a fresh start. Filing a Chapter 7 or Chapter 13 bankruptcy case gives you the assistance you need to eliminate debts, so you can move forward to rebuild your finances for a better and stronger financial future.

 

Make the most of your fresh start by adopting financial practices that build a strong financial future for you and your family. Create a monthly budget and begin living within that budget. As you adopt wise money management practices, you can increase your savings and your retirement funds. You also find that you have more money to do the things you want and buy more of the things you want without going into debt. A budget allows you to identify and plug “holes” so that you focus your spending on the things that matter the most to you and your family.

 

  • Improving Family Ties

In many cases, a debtor uses a home or vehicle to secure debts as he tries to “survive” until things get better. Unfortunately, things never seem to get better. As you continue to struggle, your family suffers. The stress, frustration, and fear of losing your home, your car, and other property place a strain on the entire family. Working two jobs or working extra shifts to earn more money leaves no time to spend with your children or your spouse.

 

Filing a Chapter 13 or Chapter 7 bankruptcy case eliminates debts you cannot pay. It relieves the stress and fears you have been feeling allowing you to focus on more important things like your children and your spouse. A bankruptcy filing can protect your home and your vehicle, in addition to improving the relationships within your family.

 

After bankruptcy, you have the chance to simplify your lifestyle and find new ways to spend time together as a family. You may be surprised to learn that your children do not need the latest and greatest gadgets and trends — they need to spend time with you, even if that is playing board games, taking a walk, going to the park, or kicking a ball in the backyard. When you are not focused on debt problems, you can focus on your family.

Are You Ready for the Benefits of Bankruptcy?

If you are ready to get out of debt and begin taking the path to financial freedom and overall well-being, we are here for you. Our bankruptcy team walks you through each step of the bankruptcy process so that you do not feel overwhelmed or alone. If you have questions or want more information about filing Chapter 7 or Chapter 13, contact us at: 770-993-1005 or complete the form for a free bankruptcy consultation.

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770-993-1005

11175 Cicero Drive, Suite 100
Alpharetta, GA 30022


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Our Legal Services

  • Criminal Defense
  • Bankruptcy
  • Wills & Probate
  • Mediation
  • Arbitration

About Us

Charlton & Glover, located in Alpharetta, GA, was founded in 1994 by Martin G. Charlton and Patricia S. Glover, attorneys who have been practicing since 1983 and 1988, respectively. Our experienced attorneys will work one-on-one with you to get the attention you deserve, whether it involves Criminal Defense, Wills & Probate, or any other legal issue.

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